Beaulieu & associates, llc
Get Your Financial House in Order
Your financial life is about more than investments. Based in Somers, Connecticut, Beaulieu & Associates, LLC looks at the full picture—your investments, financial plan, estate strategy, insurance, and more—to make sure every piece works together toward your goals. As an independent, fee-based fiduciary firm, we serve clients nationwide with advice designed to put your interests first.
You’ve been promoted! You’re the Chairman. We’re Your Financial CEO
We believe you should spend less time managing the details of your financial life and more time enjoying the life you’ve worked hard to build. So consider yourself promoted.
You set the vision and make the key decisions. We coordinate the moving parts—financial planning, investments, retirement, estate and legacy planning, and risk management—to help ensure everything works together.
Your Financial Life, Working Together
If you’re like most people, you’ve accumulated a variety of financial accounts and investments over the years—each one purchased or opened to solve a specific need at the time.
Over time, those accounts can become scattered, complicated, and difficult to manage. Investments may go without oversight, accounts may no longer align with your goals, and it can be difficult to see the bigger picture.
We bring it all together. We help you simplify your financial life, create a clear strategy, and make sure your money is working toward the life you want.
What Comprehensive Wealth Management
Actually Looks Like
We're a boutique wealth management firm based in Connecticut, and the work starts by seeing your whole picture at once instead of one account at a time. Most people come to us with the same quiet worry: they aren't sure their finances are organized the way they should be.
A coordinated plan answers that. As a single financial planning firm handling investments, retirement, estate, and insurance together, we make sure each decision supports the others rather than pulling in its own direction. That is what a financial house in order really means, and it is the standard we build toward with every client.
Five Disciplines, Coordinated as
One Plan
Comprehensive wealth management works because the pieces are managed together, not handed off to five different people who never speak.
List of Services
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Financial PlanningFinancial Planning List Item 1
Organizes your full picture into a written plan you can actually follow and revisit as life changes.
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Investment ManagementInvestment Management List Item 2
Runs your portfolio on a discretionary basis, aligned to your plan rather than the market's mood.
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Retirement PlanningRetirement Planning List Item 3
Shapes decades of saving into a withdrawal strategy built around Connecticut's tax treatment of retirement income.
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Estate and Legacy PlanningEstate and Legacy Planning List Item 4
Passing on your legacy as efficiently as possible, without creating a burden on those left behind.
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Insurance and Risk ManagementInsurance and Risk Management
Adds fixed life, long-term care, and fixed annuity coverage where your plan calls for it.
A Boutique Roster, by Design
Many people worry they're just an account number at a large firm. That's because success in our industry is measured by assets under management, we strongly disagree, we measure it by value delivered to our clients. Therefore, we deliberately keep our roster small, which means you reach the person who knows your situation instead of a call center.
As an independent, fee-based fiduciary financial advisor, our recommendations are built around your goals, not a product shelf and not a sales quota. That independence, paired with more than 35 years of advisory experience, time with the firm since 1997, and Series 63 and Series 65 registrations, is what lets us give direct, unhurried guidance when the decisions matter most.
Advice Tailored to Where You Are in Life
The right guidance depends on what you're navigating right now. We build around four kinds of households in particular:
Women In Transition
We help women in transition through divorce, widowhood, or a sudden inheritance find steady footing and a clear path forward.
Business Owners
We help business owners coordinate their personal and business finances, from cash flow today to succession planning down the road.
Multi-Generational Families
We help multi-generational families organize the transfer of wealth so the next generation inherits clarity rather than confusion.
Retirees and Pre-Retirees
We help retirees and pre-retirees create a sustainable income plan that accounts for Social Security, taxes, and your long-term financial goals.
Serving Clients Locally and Across the Country
We're a Somers, CT financial advisor by home base, but our planning reaches across the tri-state area. From our office in Somers, we serve clients throughout Ellington, West Hartford, Simsbury, and Glastonbury and the greater Hartford County corridor.
Across the state line, we work with families in
Longmeadow and
East Longmeadow in Western Massachusetts, and our estate planning extends into New York.
Let's Get Started!
In just 15 minutes, we can start bringing clarity to your financial future.
